201711.10
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What are my Closing Options in this Electronic Age?

While our beloved Commonwealth of Virginia prides itself on keeping up with the Joneses in all matters of E-Commerce, we have taken more of a “wait and see” attitude toward the most electronic of closing technologies.    Naturally, big states with fewer Notary Publics per square mile would need to take the lead on electronic notarizations.  …

201709.11
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Hack Upon Hack

By now you have probably heard that Equifax was hacked by cyber criminals several months ago.   They were kind enough to alert the public that the event happened nearly a month after they discovered the breach.  Over 148,000,000 people are likely affected. As if having your personal information, including SSN, DOB, addresses and credit card…

201706.29
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Do Your Part to Fix the Economy, Buy a Home!

But seriously!   Everyone has to live somewhere.   Buy the place you live in,if you are able.   If not, buy a place that someone else is dying to live in and become a landlord.    Real estate is a decent investment.   Since the recession of 2008, the U.S. economy and real estate market have been slowly but…

201704.24
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Reality and the Internet

Researching who you hire was once almost entirely a “word of mouth” affair.   Then came the Yellow Pages.  Mix in a little TV, print media, radio, mailers, and basically, any service provider could initiate their own “word of mouth”, self-aggrandizing recommendation. Fast forward to the age of the internet.  The emphasis these days is on…

201612.19
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“Creative Financing” Pros & Cons

Among the more common “creative financing” alternatives in Virginia are the “Contract for Deed”, or “Land Contract”, and the “Land Trust”.     Creative financing often becomes necessary when you have a Seller very motivated to Sell, but who who has very little equity and does not want to do a Short Sale or  rent the house…