201901.03
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Great Advice for Self-Employed Mortgage Shoppers

Ever since the knee jerk reaction to the crash of  Oh Eight, self-employed borrowers have often been intimidated away from  the mortgage application process. Despite self-employed (the “gig economy”) vocations growing as a market segment, Fear and trepidation have caused a significant 10 year drop off of self-employed applications for home loans.  Dodd-Frank, the 900…

201704.24
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Reality and the Internet

Researching who you hire was once almost entirely a “word of mouth” affair.   Then came the Yellow Pages.  Mix in a little TV, print media, radio, mailers, and basically, any service provider could initiate their own “word of mouth”, self-aggrandizing recommendation. Fast forward to the age of the internet.  The emphasis these days is on…

201605.27
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The Decade After

In the past roughly ten years, emphasis on roughly, nearly ten million (10,000,000) American homes were lost in foreclosure, short sales or deeds in lieu of foreclosure!   While our current tepid recovery continues at an underwhelming pace, there is clearly a lack of enthusiasm for home ownership.    The “American Dream” seems out of reach to…

201605.25
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Essential and Non-Essential Insurance

Over a 36+ year career in the real estate conveyancing industry, I’ve had a chance to see insurance products that change lives for the better and some that absolutely disappoint. What got me thinking about this today was this “perk” for buying “Lost Pet Insurance”: “Found Pet Travel Assistance — Covers up to $500 to…