201903.01
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The Opportunity Cost of Home Ownership

Some might think me crazy, being a person whose livelihood depends largely on commerce in real estate.   But it has to be acknowledged!   There is an opportunity cost to being a homeowner.  I have been a homeowner since I got out of school and found a seller crazy enough to owner finance my first home…

201901.30
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Looking for ways to SAVE MONEY on your next closing, LOOK ELSEWHERE (when it comes to TITLE INSURANCE)

Long gone are the venerable days when you hired an attorney for $1,000 and he actually visited the courthouse to search title to the property you were buying.     The closing industry has become so competitive that most settlement fees are 1/3rd to 1/2 what they were 50 years ago!   Attorneys had a monopoly in Virginia…

201901.23
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Equilibrium!

Everyone loves a close game, right!   The ratings and reviews on this past weekend’s Conference Championships in the NFL were a great example.   Both went to overtime.   Saints fans say the refs love a competitive game a little too much a refused to call a blatant pass interference foul and helmet to helmet illegal hit…

201901.17
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Fraud and the Elderly

In a perfect world, selfless children would be a daily presence in the lives of their elderly parents and family.    But whether it is a child or a neighbor, we all need to be vigilant to look out for one another.   Take time to check in on those that can no long take care of…

201901.03
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Great Advice for Self-Employed Mortgage Shoppers

Ever since the knee jerk reaction to the crash of  Oh Eight, self-employed borrowers have often been intimidated away from  the mortgage application process. Despite self-employed (the “gig economy”) vocations growing as a market segment, Fear and trepidation have caused a significant 10 year drop off of self-employed applications for home loans.  Dodd-Frank, the 900…