Many of our clients make much ado about not wanting unnecessary or unauthorized “inquiries” on their credit. Conscientious credit rating maximizers know that too many inquiries can cost you a few points! But what is a few points when compared to months or years of paying a higher rate of interest simply because you didn’t…
Researching who you hire was once almost entirely a “word of mouth” affair. Then came the Yellow Pages. Mix in a little TV, print media, radio, mailers, and basically, any service provider could initiate their own “word of mouth”, self-aggrandizing recommendation. Fast forward to the age of the internet. The emphasis these days is on…
Would that life were so simple that one DEED would fit all such transactions!!!! But if no one has told you today, please be assured that drafting a correct and appropriate deed to pass down real estate titles between generations is anything but simple! It is certainly not a job for a person not licensed…
Hate to Brag, but I blame YOU! Top 3 Real estate lawyers Virginia Beach, VA Charles D. Pittman Congratulations! You are now listed as one of the Top 3 Real estate lawyers in Virginia Beach, VA. We would like to Thank You for providing consistent high quality in your area of business. Our review…
This week I had a client ask me if I’d had much experience with internet lenders. A visit to a website, an email exchange, and a voice on the phone and my client had a quote on his interest rate that fell into the category of “too good to be true”. “Can I trust…
For the past several quarters, many of our closings for home buyers in the starter home or first move-up category have revealed a loss of FHA market share. It seems that the traditional market for FHA appeal was the 1st or 2nd home market with buyers lacking a substantial down payment. FHA loans can allow…
As 2016 comes to a close and I reflect on the reasons for various real estate transactions going into an adversarial mode, a couple of trends stand out: Real Estate Closings, despite centuries of experience and practice, can be complex monsters. . . and Dodd Frank and all previous attempts at consumer protection consistently…
Christine Parrish, Another Friend of our Firm submitted this very informative article article on Solar Energy, the Pros, Cons, and ways it affects the value of your real estate investment (Let us know if you’d like to submit an article to this blog for consideration and republication!) Dear Charlie, In many parts of the U.S.,…
People Die. Statutes of Limitation Run Out. Loan Commitments Expire. Creditor companies go out of business. Witnesses relocate. Co-Owners become estranged and quit cooperating. Foreclosing Trustees refuse to postpone auctions. Memories fade. All these realities added together make a pretty compelling reason to know about and start fixing possible title problems at the earliest possible…
The ever entertaining and thought provoking NREP (National Real Estate Post), formerly known as TBWS (Think Big Work Small) challenges our national leadership and loan regulators to promote home ownership by easing qualification regulations. /Shocking Zillow Renter Report The NREP blog also points out that the 50 year low in the home ownership index may…
