201804.11
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So You Think You are a Veteran of Many a Closing

Many experienced home buyers, sellers and investors are still surprised to learn of the new closing requirements concerning funding.   For years, the gold standard at closings was to bring funds by a “certified check”, “cashier’s check”, or other paper draft of a bank account.    Unfortunately, while these legitimate real estate moguls have been out there…

201612.16
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Solar Energy Adds Value

Christine Parrish, Another Friend of our Firm submitted this very informative article article on Solar Energy, the Pros, Cons, and ways it affects the value of your real estate investment  (Let us know if you’d like to submit an article to this blog for consideration and republication!) Dear Charlie, In many parts of the U.S.,…

201610.24
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Virginia Voter Information!

This year’s (11-8-16!!) ballot has the potential to be a little more complex than usual.   In my city there is a referendum on Light Rail, a question on exempting widows of First Responders killed in the line of duty from real estate taxes, and a constitutional amendment on keeping Virginia a “Right to Work”…

201603.31
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True Life Borrowing Experiences

This is an actual email from a real life potential client: “Subject: Consultation for Mortgage inquiry To whom it may concern, I was wondering if it would be possible to set up an initial consultation in person, regarding an issue that I am having with understanding my rights as a first time home-buyer.  I am…

201405.07
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It Was Inevitable – Thanks a lot QM!

We try not to wander too far afield into the political end of things.  But sometimes you just have to give credit where credit is due and point out some of the obvious consequences of laws affecting lenders, borrowers, default, and legal ramifications.   Dodd-Frank and the ensuing Quality Management or QM regime enforced upon the…