202005.18
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How are Lenders Responding to the Pandemic?

Even as much of America starts to re-open for business, the consequences of the Pandemic are also just starting to hit Main Street.   The latest statistics are that despite the Trillions in money pumped back into the business community and into the pockets of those who lost wages, about 1/3rd of America is now at…

201905.10
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Becoming a Real Estate Investor

In this era of HGTV, Flip or Flop, Flip This House, and my wife’s favorite – Fixer Upper . . . it is easy to under-estimate the challenges of being a first time real estate investor.     At its worst, what you are wagering is that you think you can successfully compete with more experienced property…

201901.17
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Fraud and the Elderly

In a perfect world, selfless children would be a daily presence in the lives of their elderly parents and family.    But whether it is a child or a neighbor, we all need to be vigilant to look out for one another.   Take time to check in on those that can no long take care of…

201901.03
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Great Advice for Self-Employed Mortgage Shoppers

Ever since the knee jerk reaction to the crash of  Oh Eight, self-employed borrowers have often been intimidated away from  the mortgage application process. Despite self-employed (the “gig economy”) vocations growing as a market segment, Fear and trepidation have caused a significant 10 year drop off of self-employed applications for home loans.  Dodd-Frank, the 900…

201612.19
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“Creative Financing” Pros & Cons

Among the more common “creative financing” alternatives in Virginia are the “Contract for Deed”, or “Land Contract”, and the “Land Trust”.     Creative financing often becomes necessary when you have a Seller very motivated to Sell, but who who has very little equity and does not want to do a Short Sale or  rent the house…