201711.10
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What are my Closing Options in this Electronic Age?

While our beloved Commonwealth of Virginia prides itself on keeping up with the Joneses in all matters of E-Commerce, we have taken more of a “wait and see” attitude toward the most electronic of closing technologies.    Naturally, big states with fewer Notary Publics per square mile would need to take the lead on electronic notarizations.  …

201608.17
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Fear Mongering to Motivate Home Ownership?

The ever entertaining and thought provoking NREP (National Real Estate Post), formerly known as TBWS (Think Big Work Small) challenges our national leadership and loan regulators to promote home ownership by easing qualification regulations.  /Shocking Zillow Renter Report The NREP blog also points out that the 50 year low in the home ownership index  may…

201510.09
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The Reason for all the Hassle – NPPI

The reason we must sometimes encrypt your email from our office is “NPPI”.   “Non-public personal information” about you is just about the most precious commodity we handle.  You entrust us with this information to enable us to represent you and protect your interests in suits, closings, and all kinds of legal processes.  What kind of…

201503.31
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The Triple “I” Intersection

At the intersection of Inventory, Income and Interest rates, we find the biggest pool of eligible buyers of new homes.     New road projects at that point on the map appear to be moving to a place that will reduce the pool of eligible buyers.   Take a minute and listen to the Real Estate Industry Blog…

201408.11
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When the Going Gets Tough . . .

Over the past five years, our short sale practice has become ever more streamlined and efficient.  We’ve seen time required for approvals drop as all the major lenders in the Virginia market recognize our firm name and even have first name relationships with some of our staff members who have been with us throughout the…

201405.07
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It Was Inevitable – Thanks a lot QM!

We try not to wander too far afield into the political end of things.  But sometimes you just have to give credit where credit is due and point out some of the obvious consequences of laws affecting lenders, borrowers, default, and legal ramifications.   Dodd-Frank and the ensuing Quality Management or QM regime enforced upon the…