201911.27
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A Great Reminder to be Grateful on Thanksgiving

https://thenationalrealestatepost.com/from-grace-to-entitlement/ Thanks Brian and Frank and the National Real Estate Post  team.  Great Reminder. From all of us at Anderson & Pittman, to all of the folks without whom we couldn’t have helped put some many homeowner’s into the American Dream. .  . . Thank you! Thanks to the title examiners, the appraisers, the credit…

201901.30
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Looking for ways to SAVE MONEY on your next closing, LOOK ELSEWHERE (when it comes to TITLE INSURANCE)

Long gone are the venerable days when you hired an attorney for $1,000 and he actually visited the courthouse to search title to the property you were buying.     The closing industry has become so competitive that most settlement fees are 1/3rd to 1/2 what they were 50 years ago!   Attorneys had a monopoly in Virginia…

201901.17
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Fraud and the Elderly

In a perfect world, selfless children would be a daily presence in the lives of their elderly parents and family.    But whether it is a child or a neighbor, we all need to be vigilant to look out for one another.   Take time to check in on those that can no long take care of…

201901.03
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Great Advice for Self-Employed Mortgage Shoppers

Ever since the knee jerk reaction to the crash of  Oh Eight, self-employed borrowers have often been intimidated away from  the mortgage application process. Despite self-employed (the “gig economy”) vocations growing as a market segment, Fear and trepidation have caused a significant 10 year drop off of self-employed applications for home loans.  Dodd-Frank, the 900…

201802.15
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Do I have to Die to get out of my Timeshare?

Yes and No!    Dying does relieve you personally from having to ever pay another penny for your Timeshare or another maintenance fee.  However, your heirs may not appreciate the fact that your estate remains liable for these sorts of contractual obligations and it may affect the legacy that you leave to the next generation. It…

201801.09
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Most Common Closing Glitch for Buyers

To quote a philosophical Bruce Lee, pioneering marshal arts movie star, when he was interviewed shortly before he died from accidental fight injuries in filming:  “There is only one way to come into life, but many ways to go out of it.” Many people want to know what is the most common way for a…

201612.19
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“Creative Financing” Pros & Cons

Among the more common “creative financing” alternatives in Virginia are the “Contract for Deed”, or “Land Contract”, and the “Land Trust”.     Creative financing often becomes necessary when you have a Seller very motivated to Sell, but who who has very little equity and does not want to do a Short Sale or  rent the house…

201605.25
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Essential and Non-Essential Insurance

Over a 36+ year career in the real estate conveyancing industry, I’ve had a chance to see insurance products that change lives for the better and some that absolutely disappoint. What got me thinking about this today was this “perk” for buying “Lost Pet Insurance”: “Found Pet Travel Assistance — Covers up to $500 to…